Modern Vancouver condo at golden hour with North Shore mountains

Pre-approved in 24 hours.
Keys in your hand sooner.

I'm David Lee, a licensed Vancouver mortgage broker specializing in condos. Book a free 15-minute call and I'll personally find you a sharper rate than your bank, with no fees and no credit hit.

Today's featured rates
5-yr fixed insured4.29%
5-yr variable4.95%
3-yr fixed4.49%
1-yr fixed5.34%
Get a custom quote →

Shopping rates from 50+ Canadian lenders, including

ScotiabankTDRBCCIBCBMOMCAPFirst NationalEquitable BankManulifeHomeEquity
How it works

Three simple steps. Most clients close in under 30 days.

  1. 01

    Book a free 15-min call

    Tell me your goals , purchase, refinance or renewal. No credit pull, no commitment, no awkward sales pitch.

  2. 02

    I shop 50+ lenders for you

    Within 24 hours I come back with the sharpest rate and structure for your situation , and explain the trade-offs in plain English.

  3. 03

    Sign and get the keys

    I handle the paperwork, the lender, and your lawyer. You show up to closing and pick up your keys.

David Lee, Vancouver mortgage broker
Meet David

500+ Vancouver condos financed. And counting.

I'm David Lee, a licensed Vancouver mortgage broker specializing in condos and pre-sale assignments across Metro Vancouver. Over the last decade I've funded more than 500 deals , from first-time buyers in Brentwood to investors in Coal Harbour.

My job is simple: get you a sharper rate than your bank, structure it so you actually save money over the term, and make the whole process feel like a single phone call instead of a paperwork war.

"I treat your mortgage like it's mine. That means negotiating hard, explaining everything in plain English, and being available when you actually need me , evenings and weekends included."
, David Lee
My services

One broker. Fifty lenders. Your mortgage.

A full-service mortgage consultant serving Greater Vancouver, British Columbia, and clients across Canada and abroad.

01

Purchase

First-time buyer, upgrading, downsizing or buying an investment property , I'll guide you through it and find the sharpest rate in BC.

02

Refinance

Consolidate high-interest debt, pull equity, or restructure into today's lower rates. Many clients save thousands a year.

03

Renewal

Don't sign your bank's renewal letter. I'll shop the whole market , you get the best discounted rate available, not the convenient one.

04

Residential & commercial

From a Vancouver condo to a multi-unit commercial building, I have the lender relationships to structure financing that actually closes.

Why work with me

More lenders. Lower rates. No surprises.

A broker works for you — not the bank. That means more options, sharper pricing, and honest advice from a real person who answers the phone.

  1. 01

    50+ lenders, one call

    I shop big banks, credit unions, and monoline lenders so you don't have to. One application, the sharpest rate.

  2. 02

    Zero broker fees

    Lenders pay me when your mortgage funds. You get expert advice and aggressive rates at no cost to you.

  3. 03

    Approved in 24 hours

    Most pre-approvals come back the next business day, so you can shop with a real budget and a rate hold in hand.

What clients say

From the people who got the keys.

5.0 on Google· 127+ reviews
"
John negotiated a rate well below what our bank offered on our Vancouver renewal. The whole process was calm, fast, and felt completely on our side.
Priya & Daniel R.
Renewal, Vancouver
"
Self-employed and the big banks all said no. John matched us to a lender who actually understood our income, and we closed in under a month.
Jordan M.
Purchase, Burnaby
"
We refinanced, consolidated some debt, and our monthly payment still went down. Honest advice and zero pressure , exactly what we needed.
The Okafor family
Refinance, Surrey

Not sure if now is the right time to buy?

A 15-minute call will tell you exactly what you qualify for and what your monthly payment would look like , zero pressure.

Why a broker

Why pay more than you need to?

There are a lot of misconceptions about mortgage brokers. Here's the honest version.

  1. 01

    Choice

    I have access to a portfolio of products and rates from major banks and top lenders , many only available through brokers. You're not stuck with one bank, so your chance of approval is higher.

  2. 02

    Low rates & savings

    Lenders give brokers their sharpest discounted rates because they know we're shopping the competition. No negotiation needed on your end , I do that for you.

  3. 03

    Honest advice

    Mortgages are all I do. I work for you, not the bank, so the recommendation you get is the one that's actually best for your situation.

  4. 04

    Available 7 days

    When the banks are closed, I'm not. I make the mortgage process as smooth and as easy as possible, around your schedule.

  5. 05

    Free service

    There's no charge to use my service and no commitment. The lender pays the finder's fee , never you.

FAQ

Answers, before you ask.

Still have a question? Get a real answer in 15 minutes.

Book A Call

15 minutes. Zero pressure.

Tell me a little about your situation and I'll personally come back within one business day with the rate and structure that actually fits , no credit pull, no fees, no commitment.

  • Pre-approval typically within 24 hours
  • Soft inquiry only , no impact to your credit
  • Zero broker fees, ever
info@rtcmortgage.ca
Vancouver, BC · Available 7 days a week

No fees. No credit pull. No commitment.

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